Setup fee: Nill
Monthly fee: Nill
Transaction fee: 3%+$0.50
PayMate offer a credit card payment solution with no setup fees and no monthly fees
Good for NZD or AUD currency
PayMate is preconfigured for use with Web Widgets shopping cart, so all you need is your Paymate username and you're ready to sell online within minutes.
PayMate deposit your funds in your bank account after 1 full business day.
PayMate complete a risk assessment of all transactions and may hold onto funds until resolved.
They charge an additional fee on large volumes of payments, at which stage you might consider changing to a merchant account with your own bank.
Deposits to your account are 1 day slower than ordinary merchant accounts.