Setup Fee: $99+
Monthly Fee: $40+ includes some transactions, overage 50 cents per transaction attempted
Transaction Fee: 2%-8%
This option is great for ANZ or Eftpos NZ customers, Kiwibank will also direct you this way.
Web Widgets integrates directly with the ANZ eGate product and no 3rd party payment gateway is required.
Only one organisation to deal with to get your merchant account and web payment capability.
Potentially a little expensive for new merchants without a payment history, who may not be able to negotiate a very good transaction rate either.
The 50 cent transaction fee is hefty, and charged every time a transaction is attempted even if it fails, or is refunded.